:root{--ink:#181a1c;--paper:#fff;--sky:#c8ecff;--blue:#0080ff;--yellow:#fece1a;--line:#d7ddde;--muted:#5f6872;--soft:#f4f8f9}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,sans-serif}.legal-header{height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(22px,5vw,82px);border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:10px;color:inherit;text-decoration:none;font-weight:800;letter-spacing:1px}.brand img{width:40px;height:40px;object-fit:contain}.brand span span{color:var(--blue)}.back-link{color:var(--ink);font-size:.92rem;font-weight:700;text-underline-offset:4px}.legal-hero{padding:clamp(58px,8vw,110px) clamp(22px,7vw,110px) clamp(44px,6vw,78px);border-bottom:1px solid var(--line);background:var(--soft)}.eyebrow{margin:0 0 15px;color:var(--blue);font:bold .76rem/1.4 monospace;text-transform:uppercase;letter-spacing:1px}.legal-hero h1{max-width:980px;margin:0;font-size:clamp(2.3rem,5vw,5rem);line-height:1.04;letter-spacing:0}.effective{display:inline-block;margin:28px 0 0;padding:8px 12px;border-left:4px solid var(--yellow);background:#fff;font-weight:700}.legal-layout{display:grid;grid-template-columns:minmax(190px,250px) minmax(0,760px);gap:clamp(42px,8vw,120px);max-width:1180px;margin:0 auto;padding:clamp(48px,7vw,90px) 22px 110px}.toc{position:sticky;top:24px;align-self:start;border-top:4px solid var(--blue);padding-top:16px}.toc strong{display:block;margin-bottom:12px;font-size:.82rem;text-transform:uppercase}.toc a{display:block;padding:5px 0;color:var(--muted);font-size:.86rem;text-decoration:none}.toc a:hover{color:var(--blue);text-decoration:underline}.legal-content section{scroll-margin-top:24px;padding:0 0 38px;margin:0 0 38px;border-bottom:1px solid var(--line)}.legal-content section:last-child{border-bottom:0}.legal-content h2{margin:0 0 18px;font-size:1.55rem;line-height:1.25}.legal-content p{margin:0 0 14px}.legal-content ul{margin:0 0 16px;padding-left:22px}.legal-content li{margin:6px 0}.legal-content a{color:#006fdc;text-underline-offset:3px}.contact-box{background:var(--soft);border-left:4px solid var(--yellow);padding:20px}.contact-box p:last-child{margin-bottom:0}.legal-footer{display:flex;justify-content:space-between;gap:24px;padding:24px clamp(22px,5vw,82px);background:var(--ink);color:#fff;font-size:.86rem}.legal-footer div{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:10px 24px}.legal-footer a{color:var(--sky)}@media(max-width:760px){.legal-header{height:68px}.back-link{font-size:.82rem}.legal-layout{grid-template-columns:1fr;padding-top:36px}.toc{position:static;border-top-width:3px}.toc nav{columns:2}.legal-footer{flex-direction:column}.legal-footer div{justify-content:flex-start}}@media(max-width:430px){.brand>span{display:none}.toc nav{columns:1}.legal-hero h1{font-size:2.25rem}}